How our legal terms apply
These legal terms apply to your account, your messages to us, and any payment trail linked to UPI, Paytm, or PhonePe. If your state or territory has a different rule, local law controls that part first. We may ask for identity proof when we need to
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verify access, settle a dispute, or protect a wallet change request. We also keep device, login, and transaction records for audit and fraud checks, then remove or archive them when the retention period ends. If you want a correction or a copy of stored data, use
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the contact paths below and send the request from the account linked to the record whenever possible.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.